Friday, October 26, 2007

Health Insurance - Drug Matters And How They Save You Much In Premium

Do you know that you could be buying comparable drugs for a lot more? Do you know that just a little adjustment in your mindset and lifestyle will alter your health insurance rate dramatically? Let us take a deeper look…

The pharmaceutical industry has big brand names. You'll increase your health insurance costs if you buy big brand name drugs.

Just in case you don't know, the law stipulates that every drug must have the same active ingredients whether they are brand name or generic. The inactive ingredients are the only differences between generic drugs and brand names. So by going for brand names you really aren't getting more value even though you are paying a lot more.

Ask your doctor about this.

This is something that may not concern most people but is still worth mentioning. Don't use drugs that have either been banned or have yet to be approved as they will make you pay very high insurance rates if discovered and that's apart from the fact that you're risking your life.

And where the use of certain drugs is not illegal, abusing them will also make you pay much higher health insurance rates. Self medication should be avoided both for the grave consequences to your health and health insurance rates.

You can get lower quotes on health insurance today by visiting not less than three insurance quotes sites. Using a minimum of three quotes sites raise the chances that you would realize bigger savings. The simple logic in this is that you'll obtain many more quotes from many more insurers. This increases your chances of getting better health insurance rates.

By Chimezirim Chinecherem Odimb

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